Amex Explorer Card HK Referral: Up to 26,000 Welcome Miles + 6,000 Referral Bonus
Apply for the American Express Explorer® Credit Card (Hong Kong) through this referral. Amex Hong Kong's current welcome offer gives new Cardmembers who apply by 31 October 2026 up to 26,000 welcome miles when they spend HK$30,000 within the first 3 months of Card approval, and applicants who come through a referral can earn an extra 6,000 bonus miles. The first-year annual fee of HK$2,200 is waived; after that Amex says it can be waived with HK$150,000 annual spend. Credit card spending is borrowing — only spend what you can repay in full. Live Amex Hong Kong terms control.
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Use the referral link for the American Express Hong Kong offer. New eligible customers can get 26,000 + 6,000 miles after meeting the requirement: HK$30,000 eligible spend within the first 3 months of Card approval for up to 26,000 welcome miles; apply by 31 October 2026. Last verified 2026-09-24.
- Reward
- 26,000 + 6,000 miles
- Referral code
- No code required
- Last verified
- 2026-09-24
- Difficulty
- Hard
- Time to claim
- 10-15 minutes to apply, plus approval and 3 months of qualifying spend
- Time to payout
- Welcome and referral bonus miles credit after the spend requirement is met, per Amex Hong Kong's welcome-offer terms
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Tap Claim on this page to open the Amex Hong Kong referral application for the Explorer® Credit Card.
- Apply by 31 October 2026 and wait for Card approval.
- Complete any enrolment the welcome terms ask for, then spend HK$30,000 on eligible transactions within 3 months of approval.
- Check Amex's welcome-offer terms for when the welcome and referral bonus miles are credited.
Eligibility & requirements
- New Cardmembers only: you must not currently hold, or have held or cancelled, a basic Card issued by American Express Hong Kong in the past 12 months.
- Up to 26,000 welcome miles need HK$30,000 eligible spend within the first 3 months of Card approval; apply by 31 October 2026.
- Referral applicants can earn an extra 6,000 bonus miles under Amex Hong Kong's referral terms.
- Annual fee HK$2,200, waived in the first year; afterwards Amex says it can be waived with HK$150,000 annual spend.
- Approval and credit limit are at Amex's discretion. Hong Kong eligibility applies.
- Credit card spending is borrowing: interest and fees apply if you do not repay in full.
Verification notes
- Minimum spend/deposit
- HK$30,000 eligible spend within the first 3 months of Card approval for up to 26,000 welcome miles; apply by 31 October 2026
- Last verified
- 24 September 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Up to 26,000 welcome miles plus an extra 6,000 referral bonus miles
- First-year annual fee waived
- Amex markets miles earn from HK$1.68 per mile on foreign-currency spend
Watch out for
- HK$30,000 spend in 3 months is a high bar
- HK$2,200 annual fee from year two unless you meet the spend waiver
- Not every Hong Kong merchant accepts Amex — check where you spend
- Anyone who held an Amex Hong Kong basic Card in the past 12 months is excluded
FAQ
- How many miles can I get with the Amex Explorer referral?
- Up to 26,000 welcome miles for spending HK$30,000 within 3 months of approval (apply by 31 October 2026), plus an extra 6,000 bonus miles for applying through a referral. Live Amex Hong Kong terms control.
- Is there an annual fee?
- Amex lists HK$2,200, waived in the first year. After that it says the fee can be waived with HK$150,000 annual spend.
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Added 24 September 2026 · Last updated 24 September 2026. Offers and terms change frequently - always confirm on the provider's site before applying.