Brokerage & Investing App Welcome Offers
Welcome rewards and referral codes from brokerage and investing apps. Investing involves risk — these are promotions, not investment advice.
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StashAway Hong Kong
Fancy some lazy investing? Sign up for StashAway Hong Kong through this invite link and, within 30 days, put in at least HK$10,000 (or US$1,300) from a Hong Kong bank account in your own name: you then pay no management fees for 6 months on up to HK$50,000 in your investment portfolios, which saves about HK$200 at most at the 0.8% rate. Let's be clear: it's a fee waiver, not cash, and ETF fees and the HKD conversion fee still apply; your Cash Yield balance doesn't count toward the cap. You need to be 18+ with no existing StashAway account, and US citizens can't sign up. StashAway Hong Kong Limited is licensed by the SFC (CE No. BQE542). Investing involves risk; not investment advice.
Requirement: First deposit of at least HK$10,000 (or US$1,300) within 30 days of signing up; the waiver covers up to HK$50,000 in portfolios for 6 months
MediumSign up, then fund within 30 days; deposits are usually invested within 2-3 working daysPayout Waiver applies once you qualify (sign up via the link, fund within 30 days); StashAway does not publish the exact start date
Verified 13 October 2026
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Forthright Securities (方德證券)
Open a Forthright Securities (方德證券) account through our invite link; invite code JP6HO fills in automatically. Forthright is an SFC-licensed Hong Kong broker (CE BGP713) for Hong Kong and US stocks. Get your first account approved between 1 and 30 November 2026, download the 方德智投 app and make a first net deposit of HK$10,000 by 30 November, 23:59 for HK$2,550 of rewards. HK$1,150 arrives straight away: an HK$800 IPO fee-waiver card, HK$200 of Hong Kong and US trading coupons and HK$150 of US-option commission coupons. The other HK$1,400 unlocks while you keep the deposit in: half of HK$1,000 of trading coupons after 30 days, the rest plus HK$400 of US-option trading coupons after 60 days. None of it is cash: each coupon only pays back when you place a trade. A first net deposit of HK$100,000 adds HK$1,100 of trading coupons and a tablet Forthright values at HK$5,880, which needs the money kept 180 days and 10 buy trades of at least HK$30,000 each, for HK$9,530 in all. The invite page's "up to HK$16,400+" needs HK$8 million or more. "Zero commission" still carries an HK$25 platform fee per Hong Kong order. Investing involves risk and you can lose money; this is not investment advice.
Requirement: First net deposit of HK$10,000 by 30 November 2026, 23:59, kept every day for 60 days to unlock everything; the second tier needs a first net deposit of HK$100,000, and its tablet needs the money kept 180 days plus 10 buy trades of HK$30,000 or more
MediumApply online in the app; approval normally takes up to 3 working days when your documents are complete, then a HK$10,000+ depositPayout HK$1,150 (the IPO card, HK$200 of trading coupons and HK$150 of option commission coupons) goes to My Coupons (我的卡券) once your first net deposit reaches HK$10,000. Half the next HK$1,000 of trading coupons unlocks after 30 days of holding and the rest, with the HK$400 of option trading coupons, after 60 days (29 December and 28 January 2027 if you qualify on 30 November). Each batch is valid for 60 days.
Verified 1 November 2026 · Ends 30 November 2026
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Syfe Hong Kong
Want someone to manage your money? Have a look. Open a Syfe Hong Kong account with invitation code HKRPVGSDGH and a first investment of at least HK$100,000 gets you HK$600; HK$200,000 gets HK$1,000, HK$500,000 gets HK$2,000 and HK$1,000,000 or more gets HK$3,500. Fund within 14 days of opening, then don't touch a thing for the 120-day lock-in: withdraw or move money out so the portfolio dips below your first deposit and the reward is gone. After the lock-in, the reward lands in your most recently funded portfolio as money, not as a fee discount. After 120 days of management fees, the lowest tier nets about HK$386. Syfe Hong Kong Limited is licensed by the SFC (CE No. BRQ741). Investing involves risk; not investment advice.
Requirement: First investment of at least HK$100,000; fund within 14 days of opening and don't drop below your first deposit for 120 days
MediumOpen online (instant verification with iAM Smart), fund within 14 days, then a 120-day lock-inPayout After the 120-day lock-in, credited into your most recently funded portfolio; Syfe's terms don't say exactly when the 120 days start
Verified 13 October 2026
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Endowus Hong Kong
One for people who already plan to hold funds for the long run. Open a new individual Endowus Hong Kong account with invite code 6N8CS (joint accounts don't count), invest HK$10,000 or US$1,300 in one currency, and you get an HK$300 advisory fee credit. The key word is invest: cash sitting in the account doesn't count, and you can't mix HKD and USD. Once the trade shows "Completed" the credit lands and comes off your quarterly advisory fee automatically, but it doesn't cover the funds' own charges and can't be cashed out. The terms don't say when it expires, so check your account once it arrives. Hong Kong residents new to Endowus only. Endowus Hong Kong is licensed by the SFC (CE No. BQR225). Investing involves risk; not investment advice.
Requirement: Invest HK$10,000 or US$1,300 in one currency; uninvested cash doesn't count
MediumAbout 3-5 business days for Endowus to open the account; orders settle 1-5 business days after the tradePayout The credit is added once your qualifying investment shows "Completed", then used automatically when the quarterly advisory fee is charged (usually within about 10 business days after quarter end)
Verified 13 October 2026
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Brickstarter
Want a small Spanish property stake? Start through IASIJOEF, but count the unverified joining reward as zero. €50 is the product minimum, not a quick exit. Hong Kong eligibility, ownership, euro costs and transfer/sale rights need checking before funding; you can lose some or all capital.
Requirement: €50 advertised start; check country acceptance and full costs, with no verified referral task
MediumAccount checks vary; a property exit may take much longerPayout No confirmed invitation payment; rent/sale proceeds depend on the project
Verified 14 October 2026
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Interactive Brokers (IBKR)
IBKR's referral scheme keeps it simple: open through the referral link, get approved, and for a year from your first deposit every US$300 you net-deposit (cash or shares transferred in) earns US$1 of IBKR Class A stock, up to US$1,000. No minimum deposit: whatever you put in counts. The catches: pulling money out in that first year claws shares back, each batch is locked for a year, and closing the account during the lock-up wipes them out. The maths is about 0.33%: HK$100,000 net gets you roughly HK$333 in stock. Past IBKR clients, and residents of mainland China, Japan, Spain, Portugal, Denmark, Israel and Poland, can't join. Investing involves risk; not investment advice.
Requirement: No minimum deposit; US$1 of stock per US$300 net-deposited in year one, up to US$1,000 — withdrawals that year claw shares back
MediumOnline application, plus identity verification and funding; IBKR does not publish an approval timePayout Shares build up as net deposits arrive in the year after your first deposit (the share count updates daily and is fixed when that year ends); each award is locked for 1 year from its award date
Verified 13 October 2026
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Mintos
Mintos, the European platform for loans, bonds, ETFs, stocks, real estate and crypto ETPs, shows up to €125 on its official referral page: €25 plus 1% of your average investments over the first 90 days, with the 1% part capped at €100. The deal: live in the EU/EEA, be 18+, invest at least €1,000 within 30 days of signing up and keep at least €1,000 in until day 90 after sign-up. Only loans, bonds, ETFs, crypto and real estate count; stocks and Smart Cash aren't on the list. Straight talk: Hong Kong residents can't get the bonus, and UK residents can't even register. Capital at risk; you can lose money. Not investment advice.
Hong Kong residents can't get this bonus. Mintos' referral terms limit the programme to residents of the EU/EEA, and Mintos only considers accounts for people from other countries case by case. Mintos is licensed and supervised in Latvia (Latvijas Banka). Capital at risk. This is not investment advice.
Requirement: €1,000+ invested within 30 days of sign-up, kept in until day 90 after sign-up (EU/EEA residents only)
Hard15-30 minutes to register and verify, then a 90-day holding periodPayout The bonus is credited within 7 days after the 90-day holding period ends (counted from your registration date); Mintos processes the 1% part within 7 working days, per the Mintos Help Center
Verified 24 October 2026