JengDeal pick: Fusion Bank CASH82P — up to HK$7,306 + US$1,000 interest
The CASH82P invitation says three Fusion Bank fixed-deposit coupons can pay up to HK$7,306 plus US$1,000 interest. Check the app for principal caps, tenors, expiry and new-customer rules before placing a deposit.
Read our full assessment →Quick answer
Use code CASH82P for the Fusion Bank (富融銀行) offer. New eligible customers can get Up to HK$7,306 after meeting the requirement: The supplied invitation does not state the qualifying deposit amount, eligible tenor, coupon expiry or whether new-customer exclusions apply; read the in-app terms before placing a fixed deposit. Last verified 2026-10-23.
- Reward
- Up to HK$7,306
- Referral code
CASH82P- Last verified
- 2026-10-23
- Difficulty
- Medium
- Time to claim
- About 5–10 minutes to download the app and apply; fixed-deposit maturity depends on the selected tenor
- Time to payout
- Interest is paid according to each fixed-deposit coupon's maturity and the live Fusion Bank terms; the supplied invitation does not state a single payout date
CASH82PAd / referral links — we may earn a bonus when you sign up.
How to claim
- Open this Fusion Bank invitation and note the code CASH82P before downloading the official Fusion Bank app.
- Apply for a Fusion Bank account and enter CASH82P in the invitation-code field during account opening.
- After the account opens, confirm that the three fixed-deposit rate coupons appear in the app and record each coupon's rate, eligible currency, principal cap, tenor and expiry.
- Only place a fixed deposit after checking the maturity date, early-withdrawal rules and the live promotion terms; do not treat the headline 21% p.a. as an annual return on all your savings.
- Keep the coupon confirmation and maturity statement. Fusion Bank's official site says eligible deposits are protected by Hong Kong's Deposit Protection Scheme up to HK$800,000 per depositor.
Eligibility & requirements
- The supplied invitation says three fixed-deposit rate coupons are available after a successful new account opening with CASH82P; the current in-app coupon terms control.
- The invitation advertises up to HK$7,306 plus US$1,000 interest and a rate of up to 21% p.a.; those figures are not a promise that every customer receives the maximum.
- The referral page does not establish the new-customer definition, qualifying deposit, maximum principal, tenor, expiry or whether coupons can be combined.
- A promotional annualized rate is not the same as the interest earned over the deposit tenor; calculate the maturity amount from the coupon terms.
- Early withdrawal can reduce or remove interest under the applicable fixed-deposit terms; check before placing funds you may need.
- Fusion Bank says it is a member of Hong Kong's Deposit Protection Scheme; coverage is subject to the scheme's eligible-deposit rules and HK$800,000 per depositor limit.
Verification notes
- Minimum spend/deposit
- The supplied invitation does not state the qualifying deposit amount, eligible tenor, coupon expiry or whether new-customer exclusions apply; read the in-app terms before placing a fixed deposit
- Last verified
- 23 October 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- The invitation gives a specific code and a clear app-opening route.
- Three rate coupons could be useful if the deposit terms fit money you already plan to hold.
- Fusion Bank's official savings page states that eligible deposits have Deposit Protection Scheme coverage up to HK$800,000 per depositor.
Watch out for
- The referral page is dynamic and the headline maximum is not independently confirmed in a readable public terms page.
- The qualifying balance, coupon expiry, principal caps and deposit tenors must be checked in the app.
- Money placed in a fixed deposit may be unavailable or earn less if withdrawn early.
- A 21% p.a. headline is annualized and should not be mistaken for 21% cash over a short deposit.
FAQ
- What Fusion Bank code should I use?
- Enter CASH82P in the Fusion Bank app during account opening, after starting from this invitation link.
- Do I definitely get HK$7,306 and US$1,000?
- No. Those are maximum figures shown in the supplied invitation. Check the three coupons and their live eligibility before depositing money.
- Is 21% the interest I receive?
- It is described as an annualized rate. Your actual interest depends on the coupon's principal, currency, tenor and maturity calculation.
- What does the invitation fail to say?
- It does not establish the new-customer definition, qualifying deposit, maximum amount, tenor, coupon expiry or early-withdrawal treatment. The in-app terms control.
- Are Fusion Bank deposits protected?
- Fusion Bank's official site says it is a Deposit Protection Scheme member and eligible deposits are protected up to HK$800,000 per depositor, subject to the scheme rules.
- Can I withdraw the fixed deposit early?
- Do not assume so. Read the selected fixed-deposit terms first; early withdrawal may forfeit interest or be unavailable.
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