JengDeal pick: Futu code NG53RQLN — HK$100 cash coupon plus new-customer rewards, ends 31 OctExpired
New to Futu? Accept invite code NG53RQLN through this page's link before your first deposit and you get an HK$100 cash coupon. It's not money in your pocket straight away, though: you need an open account in that market to use it, and the cash lands within 3 working days. The new-customer rewards need you to register on the campaign page, no second chances. Then net-deposit HK$10,000 within 15 days and keep a daily average of HK$10,000 for 60 days to pick an entry gift such as HK$600 of NVIDIA shares; cash counts, so no trading needed. Advanced tiers start at HK$80,000, and from HK$150,000 they're stock cash coupons you only cash in one buy order at a time. Both campaigns end 31 October at 23:59, so get your money in before month-end; closing within 180 days costs HK$500. Investing involves risk; not investment advice.
Quick answer
Use code NG53RQLN for the Futu (富途牛牛) offer. New eligible customers can get HK$100+ rewards after meeting the requirement: Accept the invite before depositing; register, net-deposit HK$10,000 within 15 days, hold 60 days; deposit by 31 Oct. Last verified 2026-10-13.
- Reward
- HK$100+ rewards
- Referral code
NG53RQLN- Last verified
- 2026-10-13
- Difficulty
- Medium
- Time to claim
- 15-30 minutes to accept the invite, register and apply in the app; Futu says it reviews applications within 1-2 working days
- Time to payout
- HK$100 cash coupon: use it in 我的 - 卡券 once your account for that market is open, and the cash reaches your securities account within 3 working days. New-customer rewards are issued frozen on day 16 after you register; after the holding period, stock and bitcoin gifts arrive within 10 trading days and the supermarket voucher within 5 working days (claim it in the app within 90 days). Stock cash coupons unlock in 9 lots, one every 30 days
This offer has ended
It had ended by 31 October 2026 and is kept here for reference only. See the live Investing offers instead. Investing →
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How to claim
- Tap Claim above to accept invite code NG53RQLN in the Futu 牛牛 app (or search NG53RQLN in the app) before you deposit anything: the HK$100 cash coupon is only for users who have never deposited.
- Register on the new-customer campaign page in the app before your account-opening transfer lands. Rewards need a registration record, and Futu does not add missed registrations later.
- Open your account online: personal details, HKID and proof of address, a recorded risk explanation and e-signature, then a HK$10,000 or US$1,500 transfer from a Hong Kong bank account in your own name. Futu says it reviews applications within 1-2 working days.
- Use the HK$100 cash coupon in 我的 - 卡券 once the account for that market is open; the cash arrives within 3 working days. Referral cash coupons are generally valid for 30 days after unlocking and the terms don't say whether that applies to yours, so use it soon after opening.
- Within 15 days of registering, reach the net deposit for your tier (HK$10,000 for the entry gift; HK$80,000 or more for an advanced tier), and finish by 31 October 2026. Net deposit means cash in, stocks transferred in and crypto deposited, minus the same going out; USD counts at 7.82.
- Keep your daily average assets at or above the tier for 60 days from the day after the rewards are issued (day 16). Cash counts, so you don't need to buy anything. Only deposit money you can leave at Futu for about 76 days (about 285 days for stock-coupon tiers).
Eligibility & requirements
- HK$100 cash coupon: you must be in Hong Kong (judged by IP address), hold an HKID (non-permanent is fine) and be a new or registered 牛牛 user who has never deposited. Accept the invite before your first deposit.
- No HK$100 if you have used another friend's invite link, invite code or redemption code (兌換碼) before, or if a Futu store staff member invites you. You can be invited successfully only once, and the invite lapses if you don't deposit within 30 days of accepting it.
- New-customer rewards (2 September to 31 October 2026, 23:59): aged 18+, with no Futu securities account opened and no deposit before 2 September 2026, and an HKID or overseas passport. One entry per user, phone number and device; it can't be combined with the account-opening reward of the transfer-in (轉倉) offer.
- Registration on the campaign page is compulsory and net deposits count for 15 days from registration. The terms don't say whether deposits made before registering count, or deposits after 31 October when a late registration's window runs past it, so register first and finish depositing by 31 October.
- Entry gift (net deposit HK$10,000), choose one: HK$600 of NVIDIA shares (the default), a HK$400 e-supermarket voucher, HK$600 of bitcoin (needs a crypto account) or 4 HSBC shares (about HK$592 at the 30 June 2026 close). Keep a daily average of at least HK$10,000 for 60 days.
- Advanced tiers are mutually exclusive (you get the highest you reach) but stack with the entry gift. HK$80,000: HK$1,000 of NVIDIA shares or bitcoin, or 7 HSBC shares, with a 60-day daily average of HK$80,000 (Futu labels the total HK$1,600). From HK$150,000 the tiers are stock cash coupons: HK$150,000 → HK$1,500; HK$400,000 → HK$3,000; HK$1m → HK$7,000; HK$5m → HK$32,000; HK$10m → HK$60,000; HK$20m → HK$100,000. A HK$150,000 deposit does not also get the HK$1,000 of shares.
- Daily average assets use the 4pm daily statement and count cash, stocks, funds, options, futures and crypto.
- Stock cash coupons have a 270-day retention period and unlock in 9 lots, one every 30 days from day 30. Each is valid for 180 days from unlocking and is applied to your first qualifying opening buy order (one per order, minimum order amount shown on the coupon), refunding its face value within 3 trading days. The terms don't state the asset level to keep during the 270 days.
- Investing can lose money. This is not investment advice.
Verification notes
- Minimum spend/deposit
- Accept the invite before depositing; register, net-deposit HK$10,000 within 15 days, hold 60 days; deposit by 31 Oct
- Last verified
- 13 October 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- HK$10,000 left at Futu for about 76 days can earn about HK$700 (the HK$100 cash coupon plus HK$600 of shares) without trading, because cash counts toward the daily average.
- SFC-licensed broker (CE AZT137); new customers pay no Hong Kong stock commission for the life of the account.
- Depositing, transferring shares in and withdrawing are free at Futu.
- Invite code NG53RQLN is attached through the Claim link.
Watch out for
- The HK$100 is a cash coupon, not instant cash: you need an open account in that market first, and online opening needs a HK$10,000 or US$1,500 transfer.
- No registration on the campaign page means no new-customer rewards, and Futu does not add missed registrations. Both campaigns end 31 October 2026.
- Closing the account within 180 days of opening costs a HK$500 admin fee, which wipes out most of the entry rewards.
- Transferring shares to another broker costs HK$500 per Hong Kong stock, US$150 per US stock and RMB500 per A-share; an account with no activity for 2 years pays HK$10 a month (since December 2025).
- Stock cash coupons are worth less than face value: each needs its own buy order, and a HK$10,000 Hong Kong stock buy costs about HK$26 in platform fee and charges, leaving about HK$74 per HK$100 coupon.
- Commission-free covers commission only: each Hong Kong order still pays a HK$15 platform fee plus stamp duty and other charges.
- Higher tiers tie up large sums for up to about 285 days, and capital is at risk.
FAQ
- What Futu invite code should I use?
- Use NG53RQLN. Tap Claim above so the invite attaches, and accept it before your first deposit.
- When can I use the HK$100 cash coupon?
- You get it when you accept the invite, but you can only use it in 我的 - 卡券 once your securities account for that market is open; the cash arrives within 3 working days. Online opening needs a HK$10,000 or US$1,500 transfer from your own Hong Kong bank account.
- Do I have to trade to get the entry gift?
- No. Daily average assets include cash: reach net deposits of HK$10,000 within 15 days of registering on the campaign page, then keep a daily average of at least HK$10,000 for 60 days.
- What if I forget to register on the campaign page?
- All new-customer rewards need a registration record. Without one you don't qualify, and Futu does not add missed registrations later.
- Is the up to HK$100,000 tier cash?
- No. Tiers from HK$150,000 are stock cash coupons released over 270 days. Each one only pays out against its own opening buy order, so after trading costs it is worth less than its face value. Capital is at risk.
- What does it cost to leave Futu?
- Closing within 180 days of opening costs HK$500. Transferring shares out costs HK$500 per Hong Kong stock and US$150 per US stock. Selling at Futu and withdrawing the cash is far cheaper.
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