JengDeal pick: CCB (Asia) eye+ card — HK$600 or HK$800 welcome gift? Up to ~5% back on online spending

Welcome gift: HK$600 or HK$800?

Monthly online and contactless rewards, explained

Only the first HK$8,000 of eligible spend each month earns extra rewards, and you need HK$3,000 of eligible spend in the month to trigger them — no registration needed. 25,000 points equal HK$100. eye+ Visa Infinite adds 13,000 points plus HK$40 a month (78,000 points plus HK$240 for the whole promo), taking the combined maximum to 390,000 points plus HK$1,200. See the bonus points and cash rebate terms.

Foreign-currency rewards: the HK$800 equivalent

Register once per phase in the CCB mobile app (精選優惠 → 登記獎賞 → 日常消費賺外幣獎賞計劃). 4,000 spots per phase, first come first served — no registration means no reward. You need HK$60,000 of accumulated eligible retail spending in the phase to qualify; amounts are based on 1 September 2026 closing rates, rounded down to the nearest 10. Rewards go to your most recently opened valid multi-currency savings account, USD account or RMB savings/cheque account (excluding the monthly-interest savings account); for joint accounts, only the primary holder. See the FX reward plan terms.

Pitfalls and registration reminders

• Monthly rebates need no registration; the FX plan does: the online and contactless rewards are registration-free per the official page; but the foreign-currency plan needs one registration per phase in the CCB mobile app, with 4,000 spots per phase on a first-come-first-served basis — skip it and you genuinely get nothing. Phase one registration opens 1 October 2026 at 10:00 and closes 31 December at 23:59.
• E-wallets don't count: e-wallet spending (including AlipayHK, WeChat Pay and PayMe), plus autopay, Octopus auto-reload, RentSmart, bill payments, tax, instalments, insurance premiums, gambling and cancelled or refunded spending are all ineligible — don't count on them for rewards. Supplementary-card spending counts toward the principal cardholder.
• HK$8,000 cap and HK$3,000 threshold: only the first HK$8,000 of eligible spending each month earns extra rewards; the month needs HK$3,000 of eligible spending to trigger the rebates, and anything past the cap earns nothing extra — don't overspend chasing it.
• Welcome and new-customer details are unofficial: the application conditions for the welcome gifts and the new-customer definition aren't on CCB's official pages — verify them yourself or ask the bank before applying, don't guess.
• Rewards aren't instant: phase one (October–December 2026) spending must post by 15 January 2027, with rewards credited by 31 March 2027; phase two (January–March 2027) spending must post by 15 April 2027, with rewards by 30 June 2027 — good things take time.
• Old cards upgrade automatically: holders of the old eye Visa Signature are upgraded to eye+ automatically, and both card faces get the new benefits — wake up and it's done, no card swap needed.
• The FX reward lands in a specific account: it goes to your most recently opened valid multi-currency savings account, USD account or RMB savings/cheque account (monthly-interest accounts excluded); for joint accounts, only the primary holder. Sort this out in advance if you don't have one — don't come asking why it never arrived.

Sources

1. CCB (Asia) eye+ credit card page · 建行（亞洲） · accessed 30 September 2026
2. Bonus points and cash rebate plan terms · 建行（亞洲） · accessed 30 September 2026
3. Daily-spending foreign-currency reward plan terms · 建行（亞洲） · accessed 30 September 2026